The free plan shows what your card costs and names your date, with no payment method. Slate Pro tracks up to 3 cards and keeps your whole history and the coach with you until the balance is gone.
Free
$0$0
Understand the problem
No payment method needed.
For you if one card is the problem and you want to see it clearly.
Upgrade inside the app. A free trial for eligible new subscribers; its length and terms are shown before you pay.
Everything in Free
Up to 3 cardsFrom any bank, in one total and one plan, or one card on its own
Full transaction historyAll the history your bank provides, not just 30 days
Payoff plans, comparedSave more than one plan and see them side by side
Plan ProjectionWhat an extra payment each month does to your date and your interest
AI payoff coachRoom for 30 messages a month
AI insights and reportsA weekly insight and a plan read on your own numbers
Spending DNA and Interest RealityYour spending patterns, and the interest you've already paid, per card
All 4 widgetsDebt-free date, interest and due dates on your home screen
Data exportRequest a copy of your data from inside the app
Slate Pro, billed yearly
$0.19a day
A $4,286.40 card at 27.9% APR, in interest
$3.28a day
Slate Pro renews automatically unless canceled at least 24 hours before the end of the period. Cancel anytime in your iPhone's Subscriptions settings; you keep Pro until the period ends. If you stop, the free plan stays yours: one card, one payoff plan, 30 days of history and the Total Debt widget. Your other cards stay connected and their history is kept. Billed in US dollars; prices may vary by region. Both plans read your bank; neither can touch it.
Compared
Beside what you already have.
Your bank's app and a spreadsheet both have their place. Here is what each one shows you, and what Slate adds.
What it shows
Slate
Your bank's app
A spreadsheet
What the balance costs you per dayA spreadsheet can, if you build the formula.
Yes
No
Partly
The second price on each purchase
Yes
No
No
Interest you've already paid, per cardYour bank shows it one statement at a time; a spreadsheet, if you type it in.
Yes
Partly
Partly
A finish date you can moveSome issuers estimate a payoff for their own card.
Yes
Partly
Partly
Cards from different banks, togetherSlate Pro tracks up to 3 cards; the free plan, 1.
Yes
No
Yes
Cannot move your moneyA bank's app moves money by design.
Yes
No
Yes
Independent of any card issuer
Yes
No
Yes
Your bank's app is accurate and free for its own cards; keep using it. A spreadsheet can do most of this if you keep it up. Slate does it for each card it tracks, automatically, with the interest priced beside the balance.