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Pricing

Free to understand it. Pro to stay on top of it.

The free plan shows what your card costs and names your date, with no payment method. Slate Pro tracks up to 3 cards and keeps your whole history and the coach with you until the balance is gone.

Billing period for Slate Pro

Save $25.89 a year

Free

$0

Understand the problem

No payment method needed.

For you if one card is the problem and you want to see it clearly.

Download on the App Store
  • One credit card, tracked
  • Your last 30 days of transactions
  • The second price on every purchase
  • A payoff plan and your debt-free date
  • Try the coach: 3 messages a month
  • The Total Debt widget

Slate Pro

Per month, billed yearly: $5.83/moBest value

Stay on top of it, every month, until it's gone

Billed $69.99 once a year.

Per month: $7.99/mo

Stay on top of it, every month, until it's gone

Billed $7.99 monthly, $95.88 over a year.

For you if you carry more than one card, or want the plan to stay with you every month.

Download on the App Store

Upgrade inside the app. A free trial for eligible new subscribers; its length and terms are shown before you pay.

  • Everything in Free
  • Up to 3 cardsFrom any bank, in one total and one plan, or one card on its own
  • Full transaction historyAll the history your bank provides, not just 30 days
  • Payoff plans, comparedSave more than one plan and see them side by side
  • Plan ProjectionWhat an extra payment each month does to your date and your interest
  • AI payoff coachRoom for 30 messages a month
  • AI insights and reportsA weekly insight and a plan read on your own numbers
  • Spending DNA and Interest RealityYour spending patterns, and the interest you've already paid, per card
  • All 4 widgetsDebt-free date, interest and due dates on your home screen
  • Data exportRequest a copy of your data from inside the app

Slate Pro, billed yearly

$0.19a day

A $4,286.40 card at 27.9% APR, in interest

$3.28a day

Slate Pro renews automatically unless canceled at least 24 hours before the end of the period. Cancel anytime in your iPhone's Subscriptions settings; you keep Pro until the period ends. If you stop, the free plan stays yours: one card, one payoff plan, 30 days of history and the Total Debt widget. Your other cards stay connected and their history is kept. Billed in US dollars; prices may vary by region. Both plans read your bank; neither can touch it.

Compared

Beside what you already have.

Your bank's app and a spreadsheet both have their place. Here is what each one shows you, and what Slate adds.

What it showsSlateYour bank's appA spreadsheet
What the balance costs you per dayA spreadsheet can, if you build the formula.YesNoPartly
The second price on each purchaseYesNoNo
Interest you've already paid, per cardYour bank shows it one statement at a time; a spreadsheet, if you type it in.YesPartlyPartly
A finish date you can moveSome issuers estimate a payoff for their own card.YesPartlyPartly
Cards from different banks, togetherSlate Pro tracks up to 3 cards; the free plan, 1.YesNoYes
Cannot move your moneyA bank's app moves money by design.YesNoYes
Independent of any card issuerYesNoYes

Your bank's app is accurate and free for its own cards; keep using it. A spreadsheet can do most of this if you keep it up. Slate does it for each card it tracks, automatically, with the interest priced beside the balance.